Fluid: Travel Credit Card Comparison – Capital One vs. Chase vs. Bank of America

You need your travel rewards to be ready when you are because top travel credit cards help you earn points toward a free trip faster! If you’ll be spending your credit card rewards on travel, then a travel credit card is certain to give you the biggest return for your hard-earned buck.

From airfare to hotel lodging to car rentals and more, travel credit cards offer you a no-hassle experience by making it easy to get travel loans. And when you’re traveling abroad, cards with no foreign transaction fees are invaluable. In addition to high earning rates, many cards offer incredible introductory bonuses.

Since figuring out the best travel credit card can be difficult, we have compared and highlighted below the best travel credit cards:

I. For a quick overview, this chart will help:

Name
Transaction Fee
Miles or Points reward
Purchase APR
Verdict
Capital One Venture Rewards Card
$0 intro for first year; $59 after that
Unlimited 2x miles on all purchases, one-time 40,000 bonus miles once you spend $3,000 on purchases within 3 months from account opening
13.74% – 23.74% (Variable)
Great travel card with flexible reward usage, 40,000 intro bonus miles (equivalent to $400 in travel), no blackout dates or restrictions
Chase Freedom Unlimited
0% Intro for 15 months from account opening on purchases and balance transfer fee is 5% of the amount transferred, $5 minimum.
No annual fee
Unlimited automatic 1.5% cash back on every purchase
Earn a $150 bonus after you spend $500 on purchases in your first 3 months from account opening
15.74-24.49%.
(Variable)
Great travel card. Redeem for cash – any amount, anytime
Cash Back rewards do not expire as long as your account is open
BankAmericard Travel Rewards Credit Card
0% Intro for 12 billing cycles for purchases
No annual fee, no foreign transaction fees
Unlimited 1.5 points per $1 spent on all purchases,
20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days – that can be a $200 statement credit toward travel purchases
15.74% – 23.74% (Variable)
This is a low interest travel rewards credit card issued by Bank of America with a $0 annual fee. Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees

II. For a detailed comparison, our analysis here will help:

Capital One® Venture® Rewards Credit Card

  • Offers a one-time bonus of 20,000 miles (equal to $200 in travel) when you spend $1,000 on purchases within 3 months from account opening
  • No annual fee, enjoy a low intro APR on purchases for 12 months; 12.74%-22.74% variable APR afterwards.
  • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay
  • Miles don’t expire and there’s no limit to how many miles you can earn
  • Capital One offers zero foreign transaction fee and is perfect for simple travel rewards.
  • Travel when you want with no blackout dates; fly any airline, stay at any hotel, anytime
  • no blackout dates or restrictions

Chase Freedom Unlimited

Chase Freedom is great for earning cash back hassle-free

  • Enjoy unlimited automatic 1.5% cash back on every purchase
  • Earn a $150 bonus after you spend $500 on purchases in your first 3 months from account opening
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.74-24.49%.
  • Balance transfer fee is 5% of the amount transferred, $5 minimum
  • Redeem for cash – any amount, anytime
  • Cash Back rewards do not expire as long as your account is open
  • No annual fee

BankAmericard Travel Rewards Credit Card

This is a low interest travel rewards credit card issued by Bank of America with a $0 annual fee. Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees

  • Enjoy unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don’t expire.
  • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days – that can be a $200 statement credit toward travel purchases
  • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
  • Comes with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases, then 15.74% – 23.74% Variable APR
  • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account

Get Money from Fluid to Travel

Are you a student interested in travel loans? FluidFi.com is the avenue you seek. Fluid App allows students to borrow money interest free. Fluid’s micro-loan product has 0% interest and $0 fees. Students pay back in 3 or 6 months terms and borrow again. No other financial product beats this. Also, Fluid is designed specifically to build credit for college students in America. Fluid reports repayment activities to national credit bureaus from day one to truly build credit for students. Most credit card companies have been removed from American campuses resulting in students having very limited ways to build credit while in college. This is an unbeatable advantage.

 

The Fluid Difference:

  • Builds your credit score
  • Enjoy 0% interest rate
  • Zero transaction fee
  • Student friendly and highly interactive app
  • Pay back in 3 or 6 months terms and borrow again.
  • All repayment activities will be reported to credit bureaus from day one to help you build your credit score.

Download FluidApp from app store today to enjoy 0% interest rate and build your credit score!

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