Contact your credit servicer immediately. Many creditors are able to
provide solutions to help you successfully pay back your credit
obligation, options typically include; (i) payment due date change, (ii)
payment forbearance*, (iii) payment deferment**, and (iv) partial
payment acceptance. Creditors understand that life events happen and
these events can impact your ability to pay your financial obligations.
The sooner you contact the lender the faster a remedy can be applied;
this will also likely result in minimal damage to your credit score.
*Payment Forbearance: Temporary suspension or reduction of the payment but interest is still being charged (if applicable).
**Deferment: Postponing of the payment to a set date in the future.