Before I begin, I want to thank everyone that has reached out to me and offered their help with this Fluid movement. You’re my inspiration. And to those who subscribed to our newsletter and reading them, thank you.
For those beta testers that’s extended your precious time and offer to help. Our team truly appreciates you. Together, we will make a better product. Please sign up here, if you would like to beta test.
I want to talk about our virtual card and why I think it is the future.
- Fluid Virtual Card is created instantly. We worked hard with our partners to bring this amazing solution exclusively to you. It too month of engineering, lawyering (yes, you know who you are) and most importantly our bank partners to make this work. This is truly a first and I can not wait for you to see it.
- Fluid Virtual Card is secure. Imagine that we’ve reduce the chances for lost and stolen card to near zero? Our solution brings you never before seen disposal solution that enables our users to instantly generate another virtual card, infinitely. You will never have to worry about lost or stolen card. The virtual card expires within a short amount of time for your protection.
- Lastly, Fluid Virtual Card is free to use. We will never charge our students a fee. There are many prepaid debit cards or gift card that carries some of the most insidious fees, we simply don’t agree with it. I recently participated in a CFSI – Center for Financial Services Innovation hosted by my ex-employer JPMorgan Chase in New York. Our team was sent deep into Harlem and investigate the ways people transact. The prepaid card options we picked up at the local corner drug stores is ladened with fees. It costs a person $5+ just to activate the card!
Together, let’s ride the 3rd wave of FinTech.
Founder and CEO
Timothy Li is a serial FinTech entrepreneur. He is the Founder & CEO of Fluid Credit, a credit building app exclusively for 22 million university students. Tim has held various C-level & advisory positions at RocketLoans (Quicken Loans), RealtyMogul, Kabbage, LoanDepot, Mosaic, Blinker, Think Finance, Experian and JPMorgan Chase. He’s is a senior contributor at CrowdFundInsider.com and speaks at various FinTech conferences.